turn unpaid invoices into fast funds

Simply connect your accounting software and draw down funds

  • no lock in contract
  • cash in your account in as soon as 24 hours
  • you’re in full control
Apply now
Business man with tablet

paperless & hassle-free

What makes thornmoney invoice finance different is that we have a tech-enabled platform, there are no time-consuming audits, and the entire process is completely invisible to your customers.

  • same day funding
  • confidential to your customers
  • only pay for what you use
we connect with:
+ more
Apply now

unlocking your funds is quick & easy with thornmoney

Simply connect your online accounting software and our platform will give you credit against your unpaid invoices

Apply now

1. connect

Simply connect your online accounting software


2. nominate

You choose which customers to include


3. draw funds

Draw down the funds you require directly into your bank account

A flexible line of credit that grows with you


easy online


same day


and secure


no hidden


only pay for
what you use



Apply now

are you eligible?

You are eligible to apply for a line of credit, backed by invoices through thornmoney when:

  • you hold an ABN or ACN and have been trading for more than 9 months
  • you invoice after your work is completed
  • and your outstanding invoices are for Australian businesses
Apply now
eligible business owner

frequently asked questions

how much does thornmoney’s line of credit cost?
You’ll get a quote tailored to your business once you connect. Thornmoney offers you competitive rates with fewer fees.
will applying affect my credit score?
Creating a thornmoney account will have no impact on any credit scores and is obligation-free. There is a credit assessment prior to making funds available.
is this service secure?
Our online systems adhere to industry standards. Find out more about your data security in the Privacy Policy and Terms and Conditions links.
will customers know I’m using thornmoney?
No. This is a confidential Debtor Finance facility.
can I use Invoice Finance if I have debts with other lenders?
Yes, our main security will be against your invoices so we could usually work alongside other lenders.

let’s get started

We’re ready to help you take your business
to the next level

Apply now
Get in touch