turn unpaid invoices into fast funds

Simply connect thornmoney accounting software and draw down funds

  • no lock in contract
  • cash in your account in as soon as 24 hours
  • you’re in full control
Apply now

zero hassle with Xero

What makes thornmoney different is that we have a tech-enabled platform, there are no time-consuming audits, and the entire process is completely invisible to your customers.

  • saving you time
  • confidential to your customers
  • only pay for what you use
Apply now

unlocking your funds is quick & easy with thornmoney

Simply connect your online accounting software and our platform will give you credit against your unpaid invoices

Apply now
icon

1. connect

Simply connect your Xero account to our secure platform

icon

2. nominate

You choose and nominate the customers you want to fund

icon

3. draw funds

Draw down the funds you require directly into your bank account

seamless integration

What makes thornmoney different is that we have a tech-enabled platform, there are no time-consuming audits, and the entire process is completely invisible to your customers.

Read set-up guide

are you eligible?

You are eligible to apply for a line of credit, backed by invoices through  thornmoney when:

  • you hold an ABN or ACN and have been trading for more than 9 months
  • you invoice after your work is completed
  • and your outstanding invoices are for Australian businesses
Apply now

enjoy full control on your dashboard

Once you’ve connected your Xero account you’ll be able to see and control your cashflow at any time.

Get started now

help your business take off

With thornmoney’s flexible line of credit facility from $10k – $2m

icon

upgrade your workplace

icon

purchase stock and inventory

icon

better manage cashflow

icon

buy business goods and equipment

icon

pay for
overheads

icon

expand your
team

icon

pay business
invoices

icon

buy materials for contracts

Apply now

about Xero

Xero is world-leading online accounting software built for small business. Get a real-time view of your cashflow. Log in anytime, anywhere on your Mac, PC, tablet or phone to get a real-time view of your cashflow. It’s small business accounting software that’s simple, smart and occasionally magical.

  • Run your business on the go. Use our mobile app to reconcile, send invoices, or create expense claims – from anywhere.
  • Get paid faster with online invoicing. Send online invoices to your customers – and get updated when they’re opened.
  • Reconcile in seconds. Xero imports and categorises your latest bank transactions. Just click ok to reconcile.
Try Xero for free
Learn more

let’s get started

We’re ready to help you take your business
to the next level

Apply now
Get in touch